Navigate the responsibilities and possibilities of homeownership
Homeowner Resources
Whether you just bought your first home or are a longtime homeowner, we can provide tips, tools, and insights to help you make informed decisions.
Settle in
Settle in
There are a few things you can do right away to avoid future problems and make your home safer.
Your mortgage statement
We can help explain the numbers, acronyms, and technical terms on your monthly mortgage statement.
Install and test smoke detectors
Working smoke detectors save lives, and in most cases, they’re required by law. Get tips for installing, testing, and maintaining the smoke alarms in your home.
Why did I receive a loan purchase letter?
Fannie Mae purchases mortgages from lenders to keep money flowing in the housing market. Learn more about what it means if Fannie Mae purchased your mortgage.
Upgrade and improve
Upgrade and improve
Once you’re settled, consider big and small ways you can make your home more comfortable and save on costs down the road.
Save on energy costs
Energy smart appliances and systems can be good for your wallet and make your home more comfortable.
Manage your credit
Learn how to monitor and manage your credit so you can maintain maximum financial flexibility.
Protect and maintain
Protect and maintain
You can’t prevent an unexpected disaster or emergency from affecting your home, but you can prepare ahead of time to reduce its impact.
Save for an emergency
Learn 3 strategies for building an emergency savings fund to help reduce or avoid the financial and emotional impact that surprise household costs may cause.
Prepare for severe weather
It’s hard to predict where or when severe weather will occur. Prepare for it with our practical household tips to help weather the storm.
Know your home’s climate risk
Your home may be one of your biggest investments, so it's important to understand potential climate-related risks and be prepared.
Flood events are increasing every year. Knowing the flood risk for your area and your home’s specific location can help you make decisions that can protect your financial well-being.
No matter where you live, risk of flood exists.
More helpful resources and tools
Mortgage Refinance Calculator
See how much you'd save by refinancing. Depending on your current loan and market conditions, refinancing could help reduce your monthly payment.
What Do I Need To Know About Seasonal Home Maintenance?
Perform seasonal maintenance to avoid costly home repairs later. This checklist for fall, winter, and spring maintenance will help keep your home in good shape.
Loan-to-Value (LTV) Ratio Calculator
Planning to refinance? Your loan-to-value ratio (LTV) is a measure of how much equity you have in your home. Calculate your LTV here.
Should you refinance?
While refinancing your mortgage can offer potential benefits, there are also costs to consider. Weigh the costs and benefits of refinancing here.
Learn more
Refinancing options
Fannie Mae offers several refinance products you can discuss with your lender. Each one is tailored to meet unique needs.
Learn moreFinancial help available when homeowners need it
The home-selling process
When you take the process step by step, selling your home can be easier to manage.
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Step 1–Get started
There are a few things you need to do before you put your home on the market — from reviewing your equity and current market conditions to preparing your home to show to potential buyers.
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Step 2–List your home
When your home is ready to sell, you can work with a real estate agent to develop a marketing plan and start attracting buyers with open houses, in-person showings, and virtual tours.
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Step 3–Sell your home
Once you get an offer — or maybe several — you’ll agree on terms with a buyer, finalize the contract, and close the sale.
