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Navigate the responsibilities and possibilities of homeownership

Homeowner Resources

Whether you just bought your first home or are a longtime homeowner, we can provide tips, tools, and insights to help you make informed decisions.

Make the most of your home 

There are lots of ways you can make your home more efficient, more resilient, and more enjoyable for years to come.

Settle in

Settle in

There are a few things you can do right away to avoid future problems and make your home safer.

Your mortgage statement

We can help explain the numbers, acronyms, and technical terms on your monthly mortgage statement.

Install and test smoke detectors

Working smoke detectors save lives, and in most cases, they’re required by law. Get tips for installing, testing, and maintaining the smoke alarms in your home.

Why did I receive a loan purchase letter?

Fannie Mae purchases mortgages from lenders to keep money flowing in the housing market. Learn more about what it means if Fannie Mae purchased your mortgage.

Upgrade and improve

Upgrade and improve

Once you’re settled, consider big and small ways you can make your home more comfortable and save on costs down the road.

Save on energy costs

Energy smart appliances and systems can be good for your wallet and make your home more comfortable.

Manage your credit

Learn how to monitor and manage your credit so you can maintain maximum financial flexibility.

Protect and maintain

Protect and maintain

You can’t prevent an unexpected disaster or emergency from affecting your home, but you can prepare ahead of time to reduce its impact.

Save for an emergency

Learn 3 strategies for building an emergency savings fund to help reduce or avoid the financial and emotional impact that surprise household costs may cause.​

Prepare for severe weather

It’s hard to predict where or when severe weather will occur. Prepare for it with our practical household tips to help weather the storm.

Settle in

There are a few things you can do right away to avoid future problems and make your home safer.

Your mortgage statement

We can help explain the numbers, acronyms, and technical terms on your monthly mortgage statement.

Install and test smoke detectors

Working smoke detectors save lives, and in most cases, they’re required by law. Get tips for installing, testing, and maintaining the smoke alarms in your home.

Why did I receive a loan purchase letter?

Fannie Mae purchases mortgages from lenders to keep money flowing in the housing market. Learn more about what it means if Fannie Mae purchased your mortgage.

Upgrade and improve

Once you’re settled, consider big and small ways you can make your home more comfortable and save on costs down the road.

Save on energy costs

Energy smart appliances and systems can be good for your wallet and make your home more comfortable.

Manage your credit

Learn how to monitor and manage your credit so you can maintain maximum financial flexibility.

Protect and maintain

You can’t prevent an unexpected disaster or emergency from affecting your home, but you can prepare ahead of time to reduce its impact.

Save for an emergency

Learn 3 strategies for building an emergency savings fund to help reduce or avoid the financial and emotional impact that surprise household costs may cause.​

Prepare for severe weather

It’s hard to predict where or when severe weather will occur. Prepare for it with our practical household tips to help weather the storm.

Know your home’s climate risk

Your home may be one of your biggest investments, so it's important to understand potential climate-related risks and be prepared.

Flood events are increasing every year. Knowing the flood risk for your area and your home’s specific location can help you make decisions that can protect your financial well-being.

No matter where you live, risk of flood exists.

Look up your flood zone

Own Flood Events Icon

More helpful resources and tools

Refinancing your mortgage 

Home mortgage refinancing allows you to get a new home loan — often with more favorable terms — to pay off and replace your existing mortgage. It typically involves upfront costs, so be sure you understand the process before making a decision.

Financial help available when homeowners need it

When it’s time to sell 

Eventually, you may want to sell your home. Here’s how.

The home-selling process

When you take the process step by step, selling your home can be easier to manage.

1

Step 1–Get started

There are a few things you need to do before you put your home on the market — from reviewing your equity and current market conditions to preparing your home to show to potential buyers.

Learn more

2

Step 2–List your home

When your home is ready to sell, you can work with a real estate agent to develop a marketing plan and start attracting buyers with open houses, in-person showings, and virtual tours.

Learn more

3

Step 3–Sell your home

Once you get an offer — or maybe several — you’ll agree on terms with a buyer, finalize the contract, and close the sale.

Learn more

Step 1–Get started

There are a few things you need to do before you put your home on the market — from reviewing your equity and current market conditions to preparing your home to show to potential buyers.

Learn more

Step 2–List your home

When your home is ready to sell, you can work with a real estate agent to develop a marketing plan and start attracting buyers with open houses, in-person showings, and virtual tours.

Learn more

Step 3–Sell your home

Once you get an offer — or maybe several — you’ll agree on terms with a buyer, finalize the contract, and close the sale.

Learn more