Get guidance throughout the rental process
Renter Resources
From preparing to rent a home to eventually moving out, we have tips, information, and resources to help you make the most of your experience as an informed renter.
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Step 1 — Prepare to rent
Renting comes with costs beyond the monthly rental payment. As you search for your rental, make sure you understand what you can afford and learn about the importance of credit history.
Prepare for the costs of renting
Learn about the up-front and ongoing costs you may have as a renter, so you can budget accordingly.
Find out how credit can impact your ability to rent. It’s never too early to start building credit.
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Step 2 — Apply and sign a lease
When you find a home that fits your needs and budget, you’ll typically submit a rental application. If you’re approved, you’ll sign a lease.
What to know before applying for a lease
If you ask the right questions and understand the process, you may be able to reduce the number of applications you’ll need to submit — and potentially save yourself time and money.
The lease agreement is a legally binding document, so be sure you read it and understand what you’re signing.
Submitting your security deposit
Most rentals require a security deposit. Learn what it is, what you’re responsible for, and how to get it back.
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Step 3 — Make the most of renting
Have a better renter experience by understanding your options and rights as a renter and making informed decisions.
As a renter, you’re protected by a number of federal, state, and local laws — and your landlord is too.
When you’re ready to buy a home, your on-time rent payments can help you build credit while renting.
If you’re facing a difficult financial situation and struggling to pay your rent, help may be available. Explore your relief options.
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Step 4 — Moving Out
When it’s time for your next move, plan ahead for a successful transition.
When will I get my security deposit back?
Here are some tips on getting your deposit back when you move out.
Rent vs. buy — what’s right for you?
What’s your next step? Here are some things to consider when deciding whether to rent a new place or buy your own home.
Should you rent or buy?
If you’re not sure whether you should keep renting or start exploring homeownership, here are some factors to consider.
Support is available for renters
How to find rental assistance
If you’re struggling to pay rent or meet housing costs, there are rental assistance resources available.
Get to know your renter rights
If you’re facing eviction it’s important that you understand your protections.
Are you facing financial uncertainty?
Did you know?
MAKE RENT COUNT
Your rent payments can help you get a home loan
A consistent record of paying rent can help first-time buyers qualify for a home mortgage, even with a limited credit history.
Learn more
BUILD AND MANAGE CREDIT
Learn about credit and how to use it
Brush up on the basics and discover how you can build credit and work toward bigger goals — like homeownership.
Learn moreInterested in learning about homeownership?
Seven steps to homeownership
Buying a home can seem complicated, but it doesn’t have to be. Here’s a quick look at the seven steps on the path to homeownership.
Homebuyer readiness checklist
Use this checklist to see if you may be ready to buy and own a home.
Helpful resources and tools for renters
Explore tools for more informed renting and homebuying decisions.
Talk to a Housing Counselor
If you’re experiencing financial hardship or the aftermath of disaster, talk to a housing counselor. They can help you create a plan and learn about your options.
Understanding your lease
Use this checklist to understand the terms and conditions of your lease and what they mean for you.
What should renters do after a disaster?
Keep this checklist handy, so if disaster strikes, you'll know who to call first and how a housing counselor can help you.
