Renting can be a great option, especially if you’re looking for short-term flexibility and affordability.
The rental process
Explore these four steps of the rental process to find an apartment or house to call home.
Before you begin, consider where you want to live, what you can afford, and what information you’ll need to apply.
Search online for rental properties that meet your needs — you can also ask friends or check with an agent or broker.
When you find a place, you’ll need to complete a rental application and pay any associated fees.
Once you’re approved, carefully review the details of your lease agreement before signing.
Should you rent or buy?
If you’re not sure whether you should keep renting or start exploring homeownership, here are some factors to consider.
Financial help available when renters need it
Did you know?
MAKE RENT COUNT
Your rent payments can help you get a home loan
A consistent record of paying rent can help first-time buyers qualify for a home mortgage, even with a limited credit history.Learn more
BUILD AND MANAGE CREDIT
Learn about credit and how to use it
Brush up on the basics and discover how you can build credit and work toward bigger goals — like homeownership.Learn more
Interested in learning about homeownership?
Seven steps to homeownership
Buying a home can seem complicated, but it doesn’t have to be. Here’s a quick look at the seven steps on the path to homeownership.
Homebuyer readiness checklist
Use this checklist to see if you may be ready to buy and own a home.
Helpful resources for renters
Explore tools for more informed renting and homebuying decisions.
Talk to a Housing Counselor
If you’re experiencing financial hardship or the aftermath of disaster, talk to a housing counselor. They can help you create a plan and learn about your options.
Understanding your lease
Use this checklist to understand the terms and conditions of your lease and what they mean for you.
What should renters do after a disaster?
Keep this checklist handy, so if disaster strikes, you'll know who to call first and how a housing counselor can help you.