Skip to main content
green teal diagonals background

How to Get Back Your Security Deposit

When you’re ready to move out of your rental, use these steps to help get back your security deposit.

Your security deposit may be refundable

Remember the security deposit you paid to your landlord when you moved in? You should be able to get it back when you move out, as long as you’ve met the lease and maintenance obligations.

A security deposit is generally withheld or refunded based on the condition of the rental home when you move out and compliance with rent payment obligations. Unless there are major issues, you can usually expect to have your security deposit returned to you — minus any deductions — within 30 days of moving out. Your landlord may provide you with documentation explaining the deductions to the security deposit.

Refundable security deposit

Just moving in?

Learn about submitting your security deposit when you move in and how you can increase your chances of getting it back later.

Learn more

Final steps

Once you've moved out all your personal belongings, follow these steps to help get your full security deposit back:

  1. Walk through the entire home one more time to be sure nothing is left behind.
  2. Clean the rental thoroughly — otherwise, you may be charged a cleaning fee.
  3. On move-out day, do a final walk-through with your landlord and document the home’s condition. Take pictures for future reference in case there are any questions on the unit’s condition.

Know the expectations

Every property has different move-out requirements. Check the lease and clarify details with your landlord so you know what to expect. Ask your landlord for a move out checklist or the itemized cost of replacements, repairs and cleaning, so you know what costs to expect. Keep in mind – any damage to “big ticket” items – like flooring and appliances – may not come at full cost to you because a landlord replaces these items on a scheduled basis. Instead, you could be charged the pro-rated cost.

How is your deposit returned?

The lease should explain how your security deposit will be refunded. In most cases, it is by check or direct deposit.

Make sure the landlord has the correct information they need — for example, your bank account information or your new mailing address — to get the money back to you.

Dealing with security deposit return issues

If your landlord doesn’t return some or all of your security deposit, they should explain why. If you disagree with their assessment, or believe they are unfairly withholding your deposit, you have a few options:

Review your rights as a renter

Look up security deposit procedures in your lease and tenant rights in your area. Some cities have housing departments or advocacy groups that can help you understand the laws that protect you.

Virtually every state and town requires security deposits to be returned within a certain period after the renter moves out – typically 30-45 days.  Some areas require the landlord to include an itemized list of security deposit deductions and sometimes even receipts for the repairs and cleaning costs.

Communicate with the landlord

First, request documentation of the charges from your landlord and dispute any itemized damages, cleaning costs or rent charges that you believe are invalid.

Escalate, if necessary

If your landlord still refuses to provide a refund, you have additional options. In some areas, you can file a small claims court lawsuit or hire a professional to mediate the matter, which may come at a cost to you. Review tenant rights and protections in your state or local laws to understand what resources may be available to you.  Some states or localities have landlord –tenant handbooks that provide helpful resources regarding security deposits and other issues.

More to explore

Understand the Process of Renting a House or Apartment

Understand Your Lease

Use this checklist to understand the terms and conditions of your lease and what they mean for you.

Learn more
Make Rent Count

Make Your Rent Count

A consistent record of paying rent can help first-time buyers qualify for a home mortgage, even with a limited credit history.

Learn more
Credit Basics

Your Credit Journey Starts Here

By taking steps to improve your credit, you could get closer to reaching a big goal, like homeownership.

Learn more