Energy savings program finder (BETA)

Fannie Mae has curated a list of online government and public utility programs that may be available to help homeowners and renters with financing energy-efficient upgrades and home repairs. Search for incentives, tax credits, grants, and more to fund those upgrades and help keep your home healthy and safe.

Use this BETA tool to access a list of programs based on your location and, if provided, income and/or household size. Programs are sorted alphabetically, beginning with those that cover the full cost of upgrades. Note that currently, program information is in a BETA version and only available for the following states: Arizona, Alabama, Florida, Georgia, Kentucky, Michigan, Pennsylvania, New York, Rhode Island, and Texas. See the FAQs below for important information on using this finder.

programs found in

This list and the program descriptions were compiled using program information available online as of December 2022 and are based on the income, household size, and location information you entered.

The program features may be different than listed, and there also may be other programs available to you. Inclusion of a particular program on this list should not be interpreted as an endorsement or referral by Fannie Mae, nor as an indication that you qualify for participation. Each of the listed programs makes their own eligibility and availability determinations, and you should contact its program administrator for more information.

Answer 4 simple questions to see programs in your area

Providing your household income and size will tailor your results.

This tool is currently limited to the ten states listed above.

If yours is not listed below, please check back in the future for additional availability.

What state do you live in?

State field is required.

What county do you live in?

County field is required.

What's the estimated pre-tax annual income for your household?

Include all pre-tax annual income for anyone in your home over 18 years old.

Please use numbers only.

How many people live in your household?

Include yourself, spouse, children, other adults and senior dependents.

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This is a BETA version of the energy savings program finder. Some features may not be fully functioning.

Frequently asked questions

The finder filters programs you may be eligible for based on your reported location, household income, and household size. Programs use varying eligibility guidelines. Some programs use income requirements, and some may consider additional factors for eligibility, such as disability status, severity of need, presence of children in the household, and so on. For programs you are interested in, visit the program website or call the phone number provided for more information.

Call or email the program administrator for support submitting your application or with any questions you may have about program details. If you haven’t heard back, or still need help, consider contacting a HUD-approved housing counselor, who may be able to help you apply for the program and create a budget to reduce energy expenses. In addition to searching online, you can call HUD at (800) 569-4287 for help finding a housing counselor near you.

The finder provides estimated information to inform you of options and incentives that may be offered by various entities, such as the Weatherization Assistance Program, local utility providers, and state energy offices. Please note that individual program application processes and decision timelines vary, and you should contact the program administrator for application review and decision time estimates.

Cost savings can vary due to multiple factors influencing a home's energy efficiency. The U.S. Department of Energy estimates that the typical household can save 25% on utility bills through energy efficiency measures*. Check out the below articles for more information:

Six ways to start saving on energy costs | Fannie Mae
4 Types of Energy-Efficient Improvements You Can Finance | Fannie Mae
Is Energy Efficiency Cost-Effective? | EnergySage

The actual amount of savings a household may see through a given upgrade will vary based on a number of factors, including the age and condition of your home and energy prices in your area. Gross energy savings are often positively correlated with the cost and difficulty of the upgrade, which means that more extensive home renovations are likely to result in more savings over time.

*Source: https://www.energysage.com/energy-efficiency/why-conserve-energy/cost-of-ee/

Energy efficiency upgrades reduce your energy bills by reducing the energy you need to power your home. For example, by reducing the leakage of heat and cooling from the house with new windows and doors, a household may reduce its overall energy consumption. Other measures focus on improving the efficiency of appliances, such as installing low-flow shower heads that use less energy to operate.

More to explore

6 Ways to Start Saving on Energy Costs

Keep your utility bills under control by fixing drafty doors and windows, insulating pipes, fixing leaky faucets, and installing ENERGY STAR® appliances.

Learn more