5 Questions to Ask Your Housing Counselor
Meeting with a HUD-approved housing counselor is a valuable way to access free, reliable advice. Whether you’re a homeowner or renter, a housing counselor can help you tackle short-term housing challenges and achieve longer-term housing goals.
Housing counselors can help you:
Assess your individual housing situation.
Identify your options.
Create an action plan.
The guidance a housing counselor will provide is unique to your situation, so it’s useful to be prepared with all your relevant information.
Some things you can gather before you meet include:
- Pay stubs or W2s to assess your income.
- A list of monthly expenses to assess your spending.
- Loan statements, credit card balances, or evidence of any other debt.
- The terms of your mortgage (if you’re a current homeowner).
- Your potential plans to buy a home (if you’re renting and hope to own one day).
You might also want to write down a list of questions and concerns. Here are a few questions that you might want to ask your housing counselor during your first session.
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