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Loan-to-Value Ratio Calculator

Use this calculator to determine your LTV ratio, which expresses the percent of your home’s value that’s covered by your loan.

Calculate your loan-to-value ratio

Note: Calculators display default values. Enter new figures to override.


In order to receive a helpful estimate, it’s important that you input accurate information.

More about this calculator

How much your home is worth in current market conditions. If you’re unsure of the current appraised value of your home, consider what similar homes in your area are selling for, which may be helpful in determining current value. 

This is the current principal balance or payoff amount. 

The principal balance or payoff amount of your second mortgage. 

The current principal balance or payoff amount of your third mortgage and all other liens on your property. 

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