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Mortgage Affordability Calculator

Use the home affordability calculator to help you estimate how much home you can afford. 

Calculate your affordability

Note: Calculators display default values. Enter new figures to override.


In order to receive a helpful estimate, it’s important that you input accurate information.

Results in no way indicate approval or financing of a mortgage loan. Contact a mortgage lender to understand your personalized financing options.

More about this calculator

Your total monthly income before taxes and other deductions.  

The amount of cash a borrower pays upfront to buy a home; it goes toward the purchase price with mortgage loans typically used to finance the remaining amount.

The percentage of the principal amount that must be paid each year to borrow the money for a mortgage loan. It does not reflect fees or any other charges associated with the loan.

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