HomeReady provides an opportunity to contribute your own labor, with help from volunteers, to increase your equity in a home.

By helping with the construction or rehab of a property through work with a nonprofit like Habitat for Humanity, your “sweat equity” is another way to invest in your future home. In partnership with nonprofit housing providers, your work can count as a credit toward your down payment.

Talk to your lender about how a HomeReady mortgage could work for you.